by Saqib Khan | Sep 6, 2023 | General, Powers of Attorney, Wills
Introduction
Creating a will is a vital step in ensuring that your assets are distributed according to your wishes after you pass away. Many individuals contemplate whether to use a DIY will kit or seek the assistance of a solicitor to draft their will. While DIY will kits may seem like a convenient and cost-effective option, there are several compelling reasons why it is preferable to have a solicitor draw up your will. In this blog post, we will explore these reasons to help you make an informed decision regarding your estate planning.
- Legal Expertise
Solicitors are legal experts who specialize in various areas of law, including wills and estate planning. They possess a deep understanding of the complex legal requirements and nuances involved in drafting a will. When you hire a solicitor, you benefit from their knowledge and experience, ensuring that your will is legally sound and complies with all relevant laws and regulations.
- Tailored Advice
Every individual’s circumstances are unique, and a one-size-fits-all approach provided by DIY will kits may not address your specific needs. A solicitor can provide personalized advice and guidance based on your financial situation, family dynamics, and personal preferences. They can help you make informed decisions about how to distribute your assets and address any potential complications that may arise.
- Avoiding Errors and Omissions
DIY will kits are notorious for errors and omissions that can lead to disputes, delays, and additional expenses during the probate process. Solicitors have the expertise to carefully review your will, ensuring that it accurately reflects your intentions and is free from ambiguities or mistakes that could cause legal issues down the line.
- Updates and Amendments
Over time, your circumstances may change, such as acquiring new assets, getting married or divorced, or having children. A solicitor can help you regularly review and update your will to ensure that it remains current and reflects your changing life circumstances. This proactive approach can prevent future disputes and ensure that your wishes are always up to date.
- Reducing the Risk of Challenges
Wills are sometimes contested by disgruntled family members or beneficiaries who believe they have been unfairly treated. A professionally drafted will by a solicitor is less likely to face challenges since it is less susceptible to legal loopholes or ambiguity. Solicitors can also provide valuable documentation to demonstrate your mental capacity and intention when creating the will, further reducing the risk of disputes.
- Peace of Mind
Perhaps one of the most significant advantages of having a solicitor draw up your will is the peace of mind it provides. Knowing that your estate planning has been handled by a legal professional who has considered all relevant factors and potential complications can alleviate stress and uncertainty, both for you and your loved ones.
Conclusion
While DIY will kits may seem like a cost-effective option, the potential pitfalls and complications that can arise from using them make it advisable to hire a solicitor for this crucial task. A solicitor’s expertise, tailored advice, error prevention, and the ability to adapt to changing circumstances provide you with the assurance that your will is legally sound and aligned with your wishes. Investing in a solicitor for your will ensures that your estate is managed smoothly and in accordance with your intentions, offering you and your loved ones the peace of mind you deserve.
Georgina Hardman heads our wills department and would be happy to chat any concerns you may have. We also offer a free will for all simple wills. Please call Georgina on 0161 850 9911 or email her at georgina.hardman@khanmather.co.uk
by Saqib Khan | Jun 22, 2023 | Data Protection, GDPR, General
In today’s interconnected world, data breaches have become an unfortunate reality. No organisation, regardless of its size or industry, is immune to cyber threats. In this blog post, we’ll delve into a recent data hack that targeted the renowned logistics company, DHL. We’ll explore the incident, its potential impact, and the importance of maintaining trust in the digital age.
The DHL Data Breach Incident
On 5th June 2023, British Airways, Boots and BBC all announced that Zellis, their payroll services provider in the UK, had been the victim of a successful cyber-attack, as a result of which the personal data of their staff had been hacked. Responsibility for the cyber-attack was claimed by the notorious Russian ransomware group C10p (Clop). It is reported that they exploited a vulnerability in the MOVEit file transfer software, used by Zellis as well as many other companies including DHL.
In the early hours of June 12, 2023, DHL discovered a major data breach that had compromised a significant portion of their customer information. The breach was the result of a sophisticated cyber-attack that exploited a vulnerability in DHL’s online systems, via MOVEit’s software. Hackers gained unauthorized access to a database containing sensitive customer data, including names, addresses, phone numbers, and email addresses.
The extent of the breach is still being assessed, but preliminary investigations suggest that millions of customers’ personal information may have been compromised. DHL immediately launched an internal investigation and informed law enforcement agencies to help identify the culprits responsible for the attack.
Potential Impact and Mitigation Efforts
The DHL data breach has raised concerns among customers and industry experts about the potential consequences. The compromised information could be utilized for various malicious purposes, such as identity theft, phishing attacks, or even sold on the dark web. This incident serves as a stark reminder of the importance of robust cybersecurity measures and the need for constant vigilance in protecting sensitive data.
To mitigate the damage caused by the breach, DHL promptly took several measures. They temporarily shut down affected systems to prevent further unauthorised access and employed external cybersecurity experts to assist in strengthening their defences. Additionally, DHL is offering identity theft protection and credit monitoring services to affected customers as a proactive step to minimize potential harm.
The Importance of Trust and Lessons Learned
Data breaches not only have financial implications for organisations but also erode customer trust. DHL, being a global leader in logistics, has worked diligently over the years to establish a reputation built on reliability, security, and customer satisfaction. However, the data breach has undoubtedly tested that trust.
Moving forward, DHL must prioritise transparency and effective communication to restore faith in their brand. Timely updates, clear information regarding the breach, and proactive steps to enhance data security will play a crucial role in rebuilding customer confidence. By demonstrating a commitment to protecting customer data and implementing stronger security measures, DHL can gradually regain the trust of those affected.
Lessons can be learned from this incident. Firstly, organisations must continually assess and update their cybersecurity infrastructure to stay one step ahead of evolving threats. Regular vulnerability assessments, employee training, and implementing encryption and multi-factor authentication are essential components of a robust security framework.
Secondly, incident response plans need to be in place to minimise the impact of data breaches. Swift detection, containment, and effective communication can make a significant difference in mitigating the damage caused and restoring trust.
Conclusion
The DHL data breach serves as a reminder that no organisation is immune to cyber threats, regardless of its stature. Maintaining trust in the digital age requires constant investment in cybersecurity and proactive measures to protect customer data. DHL’s response to the breach, both in terms of technical remediation and transparent communication, will shape their ability to rebuild trust with their valued customers.
I would always advise my Clients that as individuals, it is essential to remain vigilant and take necessary precautions to protect our personal information. Regularly changing passwords, being cautious of suspicious emails or messages, and utilising strong encryption tools are just a few ways to safeguard ourselves in an increasingly interconnected world.
By learning from incidents like the DHL data breach, we can collectively work towards a safer and more secure digital landscape.
If you have any concerns regarding data breach, please feel free to give Saqib a call on 0161 850 9911 to discuss your case.
by Saqib Khan | Jun 7, 2023 | General
Introduction
The legal profession holds a crucial role in ensuring justice and upholding ethical standards. To maintain public trust and confidence, regulatory bodies play a pivotal role in overseeing the conduct of legal professionals. In the United Kingdom, the Solicitors Regulation Authority (SRA) is the independent regulator responsible for maintaining professional standards and protecting the interests of clients. In a significant development, the SRA has recently taken a notable step by holding their own disciplinary hearings. This blog post will explore this progressive move by the SRA, its potential benefits, and its impact on the legal profession.
Enhanced Accountability and Independence
Historically, the SRA relied on external disciplinary tribunals to adjudicate cases of misconduct and breaches of professional standards. However, the decision to hold their own disciplinary hearings marks a paradigm shift towards increased accountability and independence. By taking on this responsibility internally, the SRA aims to demonstrate its commitment to upholding ethical standards within the legal profession and foster public trust in the regulatory process.
Streamlined and Efficient Process
One of the key advantages of the SRA holding their own disciplinary hearings is the potential for a streamlined and efficient process. Previously, external tribunals often faced challenges such as delays, scheduling conflicts, and resource limitations. By managing the disciplinary hearings internally, the SRA can exert greater control over the proceedings, ensuring timely resolutions and swift action when necessary. This newfound efficiency can significantly benefit both the legal professionals under investigation and the complainants involved.
Consistency in Decision-Making
Another noteworthy advantage of internal disciplinary hearings is the potential for greater consistency in decision-making. By bringing the process in-house, the SRA can develop a comprehensive understanding of its own enforcement priorities and policies. This familiarity enables them to apply consistent standards when evaluating cases of misconduct and determining appropriate sanctions. This uniformity in decision-making can lead to a fairer and more predictable regulatory system, where legal professionals and complainants alike can have confidence in the outcomes.
Increased Transparency
Transparency is a crucial element in any regulatory process, particularly when it involves matters of professional conduct. Holding their own disciplinary hearings allows the SRA to enhance transparency by directly communicating with the legal profession and the public. By publicly sharing information about the disciplinary hearings, including details of the allegations, evidence, and outcomes, the SRA can demonstrate its commitment to openness and accountability. This transparency not only educates the legal community about the expectations and consequences of professional misconduct but also reassures the public that robust measures are in place to maintain high ethical standards.
Potential Challenges
While the move to internal disciplinary hearings is commendable, it is not without its challenges. The SRA will need to ensure that the internal disciplinary process maintains impartiality and remains free from any conflicts of interest. Clear guidelines and safeguards should be established to protect the rights of both the legal professionals under investigation and the complainants. Additionally, the SRA should consider providing opportunities for external input or review to maintain a sense of fairness and avoid any perception of bias.
Conclusion
The decision by the SRA to hold their own disciplinary hearings is a significant step towards strengthening accountability, transparency, and efficiency within the legal profession. By taking greater control of the disciplinary process, the SRA can promote consistent decision-making and provide more timely resolutions. Furthermore, increased transparency will foster public confidence in the regulatory system and educate the legal community about the importance of upholding ethical standards. While challenges may arise, the SRA’s commitment to maintaining impartiality and fairness will be crucial in ensuring the success of this new approach. Ultimately, this progressive move can serve as a model for other regulatory bodies seeking to enhance professionalism and public trust in their respective fields.
by Saqib Khan | Feb 18, 2023 | General
The Plimsoll Ratings, an independent provider of business intelligence and analysis, has released its latest report on solicitors companies, and the results are alarming. According to the report, many solicitors companies are facing financial difficulties and have been given a danger rating.
The Plimsoll Ratings assess the financial health of companies across a range of sectors, using a combination of data analysis and financial modelling. The danger rating is given to companies that are considered to be at high risk of financial distress, and is based on a number of factors including profitability, cash flow, and debt levels.
The fact that many solicitors companies have been given a danger rating is a cause for concern, as these companies play a crucial role in the legal system and the wider economy. Solicitors provide essential legal services to individuals, businesses, and other organizations, and are an important part of the justice system.
The Plimsoll Ratings report suggests that the financial difficulties faced by solicitors companies may be due to a number of factors, including increased competition, rising costs, and changing consumer behaviour. In particular, the report highlights the impact of the COVID-19 pandemic on the legal sector, which has led to a significant decline in demand for certain types of legal services.
Despite these challenges, there are steps that solicitors companies can take to improve their financial position and avoid being given a danger rating. This may include focusing on areas of the business that are performing well, reducing costs where possible, and seeking out new revenue streams.
It is also important for solicitors companies to be proactive in managing their finances and seeking out professional advice where necessary. This may involve working with accountants, financial advisors, and other professionals to develop a sound financial strategy and ensure that the business is well positioned for the future.
In conclusion, the fact that many solicitors companies have been given a danger rating in this year’s Plimsoll Ratings is a cause for concern. However, it is important to remember that there are steps that can be taken to improve the financial position of these businesses, and that solicitors continue to play a vital role in the legal system and the wider economy.
by Saqib Khan | Jan 29, 2023 | Employment law, General
The UK legal system has made progress towards promoting equality and diversity in recent years, but there is still more work to be done.
One of the key pieces of legislation in this area is the Equality Act 2010, which protects individuals from discrimination on the grounds of nine protected characteristics: age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion or belief, sex, and sexual orientation.
The legal system also strives to ensure that diverse perspectives are represented in the judiciary and legal profession. In 2017, the Judicial Appointments Commission introduced a diversity and inclusion strategy to encourage greater diversity among judicial candidates.
However, there are still disparities in the representation of certain groups within the legal profession and the judiciary. For example, women and individuals from ethnic minority backgrounds are still under-represented in senior positions.
In addition, there have been concerns raised about the treatment of individuals from certain groups within the criminal justice system. For example, research has shown that black and minority ethnic individuals are more likely to be stopped and searched by the police, and are overrepresented in the prison population.
Overall, while progress has been made towards promoting equality and diversity within the UK legal system, there is still more work to be done.
